Titan
Member sign in

Pay less for the life you already live.

Your statement, finally readable.

Drag the statement into Titan. It reads every charge with its own software, never an AI model, and hands back the month in lines you can take in at a glance.

Tembusu BankTembusu Bank Limited · Singapore
Credit Card
Statement of Account
MR ALEX TANBLK 123 TEMBUSU AVENUE 4#08-88SINGAPORE 123456
Cardholder
Statement Date15 SEP 2030
Credit LimitS$12,000
Minimum PaymentS$50.00
Payment Due Date07 OCT 2030
Summary
TEMBUSU PLATINUM CARD · 5500-0012-3456-7890 · ALEX TAN
Post DateTrans DateDescription of TransactionAmount (SGD)
PREVIOUS BALANCE1,240.00
05 SEP05 SEPPAYMENT - THANK YOU1,240.00 CR
01 SEP31 AUGKOPITIAM-TAMPINES MALL SINGAPORE5.20
02 SEP01 SEPBUS/MRT 000000001 SINGAPORE2.18
03 SEP02 SEPNETFLIX.COM SINGAPORE19.98
04 SEP03 SEPSHELL-BUKIT TIMAH SINGAPORE82.40
05 SEP04 SEPYA KUN KAYA TOAST-BUGIS SINGAPORE7.10
06 SEP05 SEPBUS/MRT 000000002 SINGAPORE3.05
08 SEP07 SEPNTUC FP-JURONG POINT SINGAPORE41.35
09 SEP08 SEPSUSHI EXPRESS-NEX SINGAPORE36.80
10 SEP09 SEPBUS/MRT 000000003 SINGAPORE4.12
11 SEP10 SEPSP DIGITAL PTE LTD SINGAPORE163.70
12 SEP11 SEPCOLD STORAGE-PARAGON SINGAPORE18.45
13 SEP12 SEPFOOD REPUBLIC-VIVOCITY SINGAPORE11.60
14 SEP13 SEPLATE CHARGE100.00
15 SEP14 SEPBUS/MRT 000000004 SINGAPORE2.90
TOTAL BALANCE FOR TEMBUSU PLATINUM CARD498.83
Transactions

Please examine this statement. If no error is reported within 14 days, it will be considered correct. Tembusu Bank is made up for this demonstration: no real bank, person, address or account.

Drop the statement hereDrag the page across, or press Read it

From “no idea” to the exact total.

Most people underestimate their subscriptions. Titan finds every one, prices it, and shows you what to cut.

Every monthS$???Most people guess, and guess low
MonTueWedThuFriSatSun
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
Netflix22.98
Spotify11.98
iCloud3.98
YouTube15.98
Figma20.00
Claude28.00
Notion14.00
Dropbox16.50
Grammarly16.00
Microsoft 36513.00

Catch it before you pay.

Titan reads every line so you don't have to, and stops you on the ones worth a second look. This is how they show up in the app.

Tembusu Platinum ••7890 · due 7 OctS$1,284.60
7 to check before you payS$145.90 still to come back
  • Ride home02 Sep · Ride-hailing · 22:1418.40
  • Netflix03 Sep · Subscription19.98
  • Supermarket08 Sep · Groceries41.35
  • Bus & MRT · Sep13 Sep · 14 charges31.20
Ride home02 Sep · Ride-hailing · 22:1518.40
Possible duplicate

Same ride, same amount, one minute apart. One of the two is probably a mistake.

Card
Tembusu Platinum ••7890
For
You
Titan did
Matched it to the charge a minute earlier
Ask for one backBoth are mine
Illustrative

Log it in the time it takes to say it.

Message Titan on Telegram the moment you spend. It understands plain words, puts buttons under every reply, and matches the statement later to what you logged.

Typing is read by Titan's own rules. When they can't read a message, or you send a receipt photo, Titan asks before an AI model sees it. Part of Titan Prestige.
TTitanbot
chicken rice 6.5021:12 ✓✓
✅ Chicken rice · S$6.50 Food · Today21:12
CategoryDateCard
SplitMake recurringUndo
no, 7.5021:12 ✓✓
✅ Chicken rice · S$7.50 Food · Today21:12
CategoryDateCard
SplitMake recurringUndo
☰ MenuMessage

The right card, every time.

Titan learns each card you hold inside out: what it earns, where it stops earning, its caps, minimums and fees. For any payment it names the best card in your wallet, and says why.

You are about to pay for
Dinner outS$120.00
Use thisTembusu Cashback5% backS$6.00
Use thisAngsana Miles168 miles≈ S$2.52
Use thisHeron Air Signature144 miles≈ S$2.16

Tembusu Cashback. 5% on dining, you are under this month's S$60 cap, and it counts toward your S$800 minimum.

The banks, the airline, the cards and their terms above are made up. Titan works from the published terms of the cards you hold. Miles are valued here at 1.5 cents each.

Every way money leaves your day.

Titan covers the taps, top-ups, bills and renewals you stopped noticing.

  1. A woman at a train station fare gate, her phone glowing green07:45
    Tap in for the MRTFares fold into one line a month.
  2. A man filling his car at a petrol pump, checking a phone that glows green08:20
    Fill up the tankRight card for the pump discount.
  3. A man driving under a road-pricing gantry, a unit on his dashboard glowing green08:40
    ERP and parking top-upCounted once, where it was spent.
  4. A woman at a hawker centre table with chicken rice and iced coffee, looking at her phone12:30
    Lunch at the hawker centreLogged in one message.
  5. A couple in an electronics store paying by card in front of a wall of televisions13:10
    A new TV on instalmentsWhat's still owed, every month.
  6. A woman at her office desk as her phone lights up green beside her laptop16:00
    A subscription renewsOn the calendar, price checked.
  7. A man tapping a card at a supermarket self-checkout beside a basket of groceries18:30
    Groceries on the way homePartner's card kept separate.
  8. A woman at a payment kiosk at dusk, pausing over a phone that glows amber19:15
    Utilities paid through AXSFlagged: earns nothing on your card.
  9. Four friends, Nadia, Arjun, Farah and Wei Jun, laughing over a seafood dinner as one checks her phone21:00
    Dinner with friendsSplit, and who owes you, tracked.
  10. A woman on a sofa at night, calm, her phone glowing green23:00
    A card bill due in three daysReminded before a late charge.

Built for Singapore first.

Titan knows how money moves here: the banks, the merchants, the fares and the fees. Statement reading is rolling out bank by bank.

Your money stays yours. So does your data.

Each line below is a property of how Titan is built, and can be checked. None of it depends on good behaviour.

No bank connectionTitan never links to your bank and never asks for a banking password. It works only from what you choose to give it.
Encrypted in transit and at restTLS 1.2 or higher on every connection, enforced by HSTS. The database is encrypted with AES-256.
Held in SingaporeYour records are stored in a Singapore data centre.
Walled off by accountRow-level security on every table. One member's records cannot be read from another account.
Statements read, then discardedA proprietary rule-based parser reads each statement in memory. The file is never written to storage, and never reaches an AI model.
Redacted before savingCard numbers are cut to the last few digits. Names, addresses and identity numbers are stripped. If any survive, the import stops.
AI only when you say soA chat message or receipt photo reaches an AI model only after you approve it: each time, or always, as you choose.
Passkeys and two-step sign-inSign in with a passkey and add two-step verification through your TINYLabs account.
Nothing soldNo advertising, no trackers, no data brokers. Your data is not the product.
How Titan handles your data →

Two ways in.

Classic reads your money. Prestige watches it for you.
ClassicFreeFOUNDING MEMBERSPrestigeS$49 a year
Statement reading and folding●●
Search by amount, card, person and month●●
Subscriptions on one calendar●●
The Telegram assistant—●
Card advice: what earned nothing, and the better card—●
Alerts before you pay—●
Bill reminders—●
Claims, refunds and family split—●
Opening first to a small circle of founding members, by invitation.Request an invitation
Why Titan

I built Titan because I never had to pay for late credit card charges, until recently... I had too many subscriptions, too many cards, every due date on a different day.

At TINYLabs we believe technology should be a silent partner — it understands the T&Cs for your cards, knows the correct prices for your subscriptions, and it speaks up only when something deserves your attention. Titan is that partner for your money.

It explains itself. Every alert tells you why, so over time you come to know your finances as well as your bank does. Financial literacy shouldn't belong only to the people with time to read the fine print.

— Dominic, founder of TINYLabs

Leave nothing on the table.

Founding places are by invitation, and few.